[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.serado.cz\/nechcete-deti-zatezovat-recmi-o-penezich-zacnete-s-tim-co-nejdrive-je-to-nejlepsi-co-muzete-udelat\/#Article","mainEntityOfPage":"https:\/\/www.serado.cz\/nechcete-deti-zatezovat-recmi-o-penezich-zacnete-s-tim-co-nejdrive-je-to-nejlepsi-co-muzete-udelat\/","headline":"Nechcete d\u011bti zat\u011b\u017eovat \u0159e\u010dmi o pen\u011bz\u00edch? Za\u010dn\u011bte s t\u00edm co nejd\u0159\u00edve, je to nejlep\u0161\u00ed, co m\u016f\u017eete ud\u011blat!","name":"Nechcete d\u011bti zat\u011b\u017eovat \u0159e\u010dmi o pen\u011bz\u00edch? Za\u010dn\u011bte s t\u00edm co nejd\u0159\u00edve, je to nejlep\u0161\u00ed, co m\u016f\u017eete ud\u011blat!","description":"I mal&Atilde;&copy; d&Auml;&#8250;ti by m&Auml;&#8250;ly v&Auml;&#8250;d&Auml;&#8250;t, co jsou pen&Atilde;&shy;ze a k &Auml;emu slou&Aring;&frac34;&Atilde;&shy;. Je d&Aring;&macr;le&Aring;&frac34;it&Atilde;&copy; se s d&Auml;&#8250;tmi bavit&Acirc;&nbsp;o tom, jak funguj&Atilde;&shy;. V&Atilde;&shy;te, kdy za&Auml;&Atilde;&shy;t? Kdy s d&Auml;&#8250;tmi pen&Atilde;&shy;ze za&Auml;&Atilde;&shy;t prob&Atilde;&shy;rat?&Acirc;&nbsp; Nechcete d&Auml;&#8250;ti zat&Auml;&#8250;&Aring;&frac34;ovat &Aring;&#8482;e&Auml;mi o pen&Auml;&#8250;z&Atilde;&shy;ch? Za&Auml;n&Auml;&#8250;te s t&Atilde;&shy;m co nejd&Aring;&#8482;&Atilde;&shy;ve, je to nejlep&Aring;&iexcl;&Atilde;&shy;, co m&Aring;&macr;&Aring;&frac34;ete ud&Auml;&#8250;lat!&Acirc;&nbsp; Rodi&Auml;e &Auml;asto necht&Auml;&#8250;j&Atilde;&shy; sv&Atilde;&copy; d&Auml;&#8250;ti zatahovat do...","datePublished":"2023-11-14","dateModified":"2023-12-19","author":{"@type":"Person","@id":"https:\/\/www.serado.cz\/author\/#Person","name":"","url":"https:\/\/www.serado.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"serado.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.serado.cz\/wp-content\/uploads\/money-boxes-57124_640.jpg","url":"https:\/\/www.serado.cz\/wp-content\/uploads\/money-boxes-57124_640.jpg","height":0,"width":0},"url":"https:\/\/www.serado.cz\/nechcete-deti-zatezovat-recmi-o-penezich-zacnete-s-tim-co-nejdrive-je-to-nejlepsi-co-muzete-udelat\/","about":["Pen\u00edze"],"wordCount":1090,"articleBody":"I mal&Atilde;&copy; d&Auml;&#8250;ti by m&Auml;&#8250;ly v&Auml;&#8250;d&Auml;&#8250;t, co jsou pen&Atilde;&shy;ze a k &Auml;emu slou&Aring;&frac34;&Atilde;&shy;. Je d&Aring;&macr;le&Aring;&frac34;it&Atilde;&copy; se s d&Auml;&#8250;tmi bavit&Acirc;&nbsp;o tom, jak funguj&Atilde;&shy;. V&Atilde;&shy;te, kdy za&Auml;&Atilde;&shy;t? Kdy s d&Auml;&#8250;tmi pen&Atilde;&shy;ze za&Auml;&Atilde;&shy;t prob&Atilde;&shy;rat?&Acirc;&nbsp;Nechcete d&Auml;&#8250;ti zat&Auml;&#8250;&Aring;&frac34;ovat &Aring;&#8482;e&Auml;mi o pen&Auml;&#8250;z&Atilde;&shy;ch? Za&Auml;n&Auml;&#8250;te s t&Atilde;&shy;m co nejd&Aring;&#8482;&Atilde;&shy;ve, je to nejlep&Aring;&iexcl;&Atilde;&shy;, co m&Aring;&macr;&Aring;&frac34;ete ud&Auml;&#8250;lat!&Acirc;&nbsp;Rodi&Auml;e &Auml;asto necht&Auml;&#8250;j&Atilde;&shy; sv&Atilde;&copy; d&Auml;&#8250;ti zatahovat do v&Auml;&#8250;c&Atilde;&shy; dosp&Auml;&#8250;l&Atilde;&frac12;ch, co&Aring;&frac34; je samoz&Aring;&#8482;ejm&Auml;&#8250; v po&Aring;&#8482;&Atilde;&iexcl;dku, co se t&Atilde;&frac12;&Auml;e ale pen&Auml;&#8250;z a finan&Auml;n&Atilde;&shy; gramotnosti, je t&Aring;&#8482;eba tohle t&Atilde;&copy;ma za&Auml;&Atilde;&shy;t otev&Atilde;&shy;rat i p&Aring;&#8482;ed mal&Atilde;&frac12;mi d&Auml;&#8250;tmi. Postupn&Auml;&#8250; a po mal&Atilde;&frac12;ch kr&Aring;&macr;&Auml;c&Atilde;&shy;ch je pot&Aring;&#8482;eba d&Auml;&#8250;tem vysv&Auml;&#8250;tlovat, jak pen&Atilde;&shy;ze funguj&Atilde;&shy;, kde se daj&Atilde;&shy; z&Atilde;&shy;skat a hlavn&Auml;&#8250;, jak moc je d&Aring;&macr;le&Aring;&frac34;it&Atilde;&copy; s nimi um&Auml;&#8250;t hospoda&Aring;&#8482;it. U&Aring;&frac34; d&Auml;&#8250;ti ve &Aring;&iexcl;kolce mus&Atilde;&shy; v&Auml;&#8250;d&Auml;&#8250;t, pro&Auml; chod&Atilde;&shy;te do pr&Atilde;&iexcl;ce, a &Aring;&frac34;e v&Auml;&#8250;ci, kter&Atilde;&copy; doma m&Atilde;&iexcl;te, jste museli koupit za pen&Atilde;&shy;ze, kter&Atilde;&copy; jste vyd&Auml;&#8250;lali v pr&Atilde;&iexcl;ci. V dob&Auml;&#8250;, kdy jsou pen&Atilde;&shy;ze hodn&Auml;&#8250; diskutovan&Atilde;&frac12;m t&Atilde;&copy;matem a v dob&Auml;&#8250;, kdy je t&Atilde;&copy;m&Auml;&#8250;&Aring;&#8482; ka&Aring;&frac34;d&Atilde;&iexcl; dom&Atilde;&iexcl;cnost zat&Atilde;&shy;&Aring;&frac34;en&Atilde;&iexcl; dluhy, je to opravdu zapot&Aring;&#8482;eb&Atilde;&shy;. Neberte to tak na lehkou v&Atilde;&iexcl;hu a nemyslete si, &Aring;&frac34;e pr&Atilde;&iexcl;v&Auml;&#8250; va&Aring;&iexcl;e d&Auml;&#8250;ti jsou na to je&Aring;&iexcl;t&Auml;&#8250; mal&Atilde;&copy;.&Acirc;&nbsp;Kapesn&Atilde;&copy;? Nejlep&Aring;&iexcl;&Atilde;&shy; n&Atilde;&iexcl;pad!&Acirc;&nbsp;I mal&Atilde;&copy; d&Auml;&#8250;ti, kter&Atilde;&copy; chod&Atilde;&shy; je&Aring;&iexcl;t&Auml;&#8250; do &Aring;&iexcl;kolky, dost&Atilde;&iexcl;vaj&Atilde;&shy; &Auml;as od &Auml;asu od babi&Auml;ek nebo jin&Atilde;&frac12;ch rodinn&Atilde;&frac12;ch p&Aring;&#8482;&Atilde;&shy;slu&Aring;&iexcl;n&Atilde;&shy;k&Aring;&macr; pen&Atilde;&shy;zky do kasi&Auml;ky. A to je skv&Auml;&#8250;l&Atilde;&frac12; za&Auml;&Atilde;&iexcl;tek toho, jak m&Aring;&macr;&Aring;&frac34;ete d&Auml;&#8250;ti za&Auml;&Atilde;&shy;t u&Auml;it finan&Auml;n&Atilde;&shy; gramotnosti. D&Auml;&#8250;ti by si tyto pen&Atilde;&shy;ze m&Auml;&#8250;ly ukl&Atilde;&iexcl;dat do vlastn&Atilde;&shy; kasi&Auml;ky, od prvn&Atilde;&shy; t&Aring;&#8482;&Atilde;&shy;dy se k tomu m&Aring;&macr;&Aring;&frac34;e p&Aring;&#8482;idat kapesn&Atilde;&copy;, kter&Atilde;&copy; d&Auml;&#8250;ti dostanou pravideln&Auml;&#8250;. V&Aring;&iexcl;echny pen&Atilde;&shy;ze by si d&Atilde;&shy;t&Auml;&#8250; m&Auml;&#8250;lo odkl&Atilde;&iexcl;dat a vy ur&Auml;ete na co, by je mohlo vyu&Aring;&frac34;&Atilde;&shy;vat. N&Auml;&#8250;co kupujte vy, ale na n&Auml;&#8250;co nu&Aring;&yen;te d&Atilde;&shy;t&Auml;&#8250;, aby si &Aring;&iexcl;et&Aring;&#8482;ilo. Zpo&Auml;&Atilde;&iexcl;tku je to ide&Atilde;&iexcl;ln&Atilde;&shy; cesta, jak d&Atilde;&shy;t&Auml;&#8250; pomalu seznamovat s t&Atilde;&shy;m, jak kolob&Auml;&#8250;h vyd&Auml;&#8250;l&Atilde;&iexcl;v&Atilde;&iexcl;n&Atilde;&shy; a utr&Atilde;&iexcl;cen&Atilde;&shy; pen&Auml;&#8250;z vlastn&Auml;&#8250; funguje.&Acirc;&nbsp;Zkuste to na p&Aring;&#8482;&Atilde;&shy;kladech&Acirc;&nbsp;V&Aring;&frac34;dy&Aring;&yen; i pro d&Auml;&#8250;ti jsou skv&Auml;&#8250;l&Atilde;&frac12;mi hra&Auml;kami mal&Atilde;&copy; pokladny, d&Auml;&#8250;ti si r&Atilde;&iexcl;dy hraj&Atilde;&shy; na obchod, d&Auml;&#8250;ti mohou m&Atilde;&shy;t sv&Atilde;&copy; vlastn&Atilde;&shy; pap&Atilde;&shy;rov&Atilde;&copy; pen&Atilde;&shy;ze na hran&Atilde;&shy;. Pr&Atilde;&iexcl;v&Auml;&#8250; hrou ale i nejr&Aring;&macr;zn&Auml;&#8250;j&Aring;&iexcl;&Atilde;&shy;mi p&Aring;&#8482;&Atilde;&shy;klady m&Aring;&macr;&Aring;&frac34;ete d&Auml;&#8250;tem uk&Atilde;&iexcl;zat, jak to funguje, jak funguje vyd&Auml;&#8250;l&Atilde;&iexcl;v&Atilde;&iexcl;n&Atilde;&shy; pen&Auml;&#8250;z, obchod a jejich utr&Atilde;&iexcl;cen&Atilde;&shy;, mluvte s d&Auml;&#8250;tmi o tom, co v&Aring;&iexcl;echno vy sami mus&Atilde;&shy;te z pen&Auml;&#8250;z, kter&Atilde;&copy; m&Atilde;&iexcl;te na v&Atilde;&frac12;platu koupit a zaplatit. D&Auml;&#8250;ti jsou zv&Atilde;&shy;dav&Atilde;&copy; a i velmi ch&Atilde;&iexcl;pav&Atilde;&copy;, na nejr&Aring;&macr;zn&Auml;&#8250;j&Aring;&iexcl;&Atilde;&shy;ch p&Aring;&#8482;&Atilde;&shy;kladech m&Aring;&macr;&Aring;&frac34;ete i t&Auml;&#8250;m nejmen&Aring;&iexcl;&Atilde;&shy;m d&Auml;&#8250;tem mnoh&Atilde;&copy; vysv&Auml;&#8250;tlit.&Acirc;&nbsp;A pamatujte si, &Aring;&frac34;e &Auml;&Atilde;&shy;m d&Aring;&#8482;&Atilde;&shy;v s t&Atilde;&shy;m za&Auml;nete, t&Atilde;&shy;m l&Atilde;&copy;pe. Je to d&Aring;&macr;le&Aring;&frac34;it&Atilde;&copy; pro fungov&Atilde;&iexcl;n&Atilde;&shy; d&Auml;&#8250;t&Atilde;&shy; v dosp&Auml;&#8250;losti a m&Aring;&macr;&Aring;&frac34;ete je tak ochr&Atilde;&iexcl;nit p&Aring;&#8482;ed t&Atilde;&shy;m, &Aring;&frac34;e nebudou um&Auml;&#8250;t hospoda&Aring;&#8482;it s pen&Auml;&#8250;zi.&Acirc;&nbsp;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nechcete d\u011bti zat\u011b\u017eovat \u0159e\u010dmi o pen\u011bz\u00edch? Za\u010dn\u011bte s t\u00edm co nejd\u0159\u00edve, je to nejlep\u0161\u00ed, co m\u016f\u017eete ud\u011blat!","item":"https:\/\/www.serado.cz\/nechcete-deti-zatezovat-recmi-o-penezich-zacnete-s-tim-co-nejdrive-je-to-nejlepsi-co-muzete-udelat\/#breadcrumbitem"}]}]