[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.serado.cz\/pujcka-na-byt\/#Article","mainEntityOfPage":"https:\/\/www.serado.cz\/pujcka-na-byt\/","headline":"P\u016fj\u010dka na byt","name":"P\u016fj\u010dka na byt","description":"Je \u00fapln\u011b jedno, zda byste r\u00e1di byt, nebo rodinn\u00fd domek, \u010di takov\u00fd men\u0161\u00ed z\u00e1me\u010dek o sto dvan\u00e1cti pokoj\u00edch. Ov\u0161em \u010d\u00edm v\u00edce chcete, t\u00edm v\u00edce budete muset vydat, s t\u00edm prost\u011b po\u010d\u00edtejte. Ale my se pod\u00edv\u00e1me na oby\u010dejn\u00fd mlad\u00fd p\u00e1r, kter\u00fd chce vypadnout od rodi\u010d\u016f a chce m\u00edt prost\u011b jen sv\u00e9 bydlen\u00ed. Posta\u010d\u00ed dva pokoje, pokud...","datePublished":"2023-12-15","dateModified":"2024-01-16","author":{"@type":"Person","@id":"https:\/\/www.serado.cz\/author\/#Person","name":"","url":"https:\/\/www.serado.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"serado.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.serado.cz\/wp-content\/uploads\/money-4546812_640_2.jpg","url":"https:\/\/www.serado.cz\/wp-content\/uploads\/money-4546812_640_2.jpg","height":0,"width":0},"url":"https:\/\/www.serado.cz\/pujcka-na-byt\/","about":["Pen\u00edze"],"wordCount":429,"articleBody":"   Je \u00fapln\u011b jedno, zda byste r\u00e1di byt, nebo rodinn\u00fd domek, \u010di takov\u00fd men\u0161\u00ed z\u00e1me\u010dek o sto dvan\u00e1cti pokoj\u00edch. Ov\u0161em \u010d\u00edm v\u00edce chcete, t\u00edm v\u00edce budete muset vydat, s t\u00edm prost\u011b po\u010d\u00edtejte. Ale my se pod\u00edv\u00e1me na oby\u010dejn\u00fd mlad\u00fd p\u00e1r, kter\u00fd chce vypadnout od rodi\u010d\u016f a chce m\u00edt prost\u011b jen sv\u00e9 bydlen\u00ed. Posta\u010d\u00ed dva pokoje, pokud budou t\u0159i, t\u00edm l\u00e9pe. Nu\u017ee, jak se k nim dostat? Nen\u00ed to zase tak slo\u017eit\u00e9, jak to vypad\u00e1.To, co bylo kdysi nemo\u017en\u00e9, je dneska b\u011b\u017enou z\u00e1le\u017eitost\u00ed a u\u017e se kolem toho ned\u011bl\u00e1 \u017e\u00e1dn\u00e1 sl\u00e1va. Prost\u011b si mlad\u00ed vezmou hypot\u00e9ku a je to vy\u0159e\u0161eno. To si t\u0159eba mysl\u00ed rodi\u010de, proto\u017ee je fakt, \u017ee si lezou na nervy, ale zase necht\u011bj\u00ed d\u011bti vyhodit. Rodi\u010de si v\u0161ak hypot\u00e9ku nebrali, a tud\u00ed\u017e nemaj\u00ed sebemen\u0161\u00ed tu\u0161en\u00ed, co se kolem toho d\u011bje. Tak\u017ee kdy\u017e jim d\u011bti pov\u00ed, \u017ee mus\u00ed m\u00edt n\u011bjak\u00fd minim\u00e1ln\u00ed vklad, nebo z\u00e1klad, jist\u011b je to nepot\u011b\u0161\u00ed. Ano, v\u011bt\u0161ina bank po\u017eaduje ur\u010dit\u00e9 procento z nemovitosti, kterou si chce ten, kdo \u017e\u00e1d\u00e1 o hypot\u00e9ku po\u0159\u00eddit. Nemus\u00ed to d\u011blat n\u011bjakou z\u00e1vratnou \u010d\u00e1stku, prost\u011b procenta, ale z t\u00e9 ceny, kterou si odhadne banka, ne z t\u00e9 tr\u017en\u00ed. No, mlad\u00ed nemaj\u00ed ani fenik, kde by ho taky vzali, tak\u017ee se za\u010dne men\u0161\u00ed p\u016fj\u010dkou, aby ten z\u00e1klad jako byl, \u017ee jo t\u00e1to, co bychom mlad\u00fdm t\u011bch p\u00e1r \u0161up\u016f nep\u016fj\u010dili, p\u0159ece n\u00e1m to vr\u00e1t\u00ed, ne? T\u00e1ta si o tom mysl\u00ed svoje, ale proto\u017ee u\u017e chce zase zp\u00e1tky sv\u016fj gau\u010d a klid v bar\u00e1ku, ob\u011btuje se. Nu a pak za\u010dnou orgie s potvrzen\u00edm o v\u00fd\u0161i p\u0159\u00edjmu a dal\u0161\u00ed obstrukce. Je to takov\u00fd tobog\u00e1n, nebo, chcete-li, koloto\u010d. A to v\u0161e proto, \u017ee mlad\u00ed je\u0161t\u011b nesly\u0161eli, co je to americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. A to byla ta chyba. Vyj nikdy ned\u011blejte a budete v klidu. Spole\u010dnost, kter\u00e1 v\u00fd\u0161e zm\u00edn\u011bnou hypot\u00e9ku poskytuje toti\u017e k cel\u00e9 v\u011bci p\u0159istupuje podstatn\u011b jinak a vy se dozv\u00edte jak. Posta\u010d\u00ed v\u00e1m kliknut\u00ed na odkaz, kter\u00fd v\u00e1s p\u0159enese na jejich web. A zde u\u017e si zcela jist\u011b porad\u00edte sami. Hodn\u011b \u0161t\u011bst\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka na byt","item":"https:\/\/www.serado.cz\/pujcka-na-byt\/#breadcrumbitem"}]}]